Mobile Banking Designed for Freelancers.

The best bank account for freelancers with no account fees and no minimum balance requirement. Oh and also, you can get paid up to 2 days earlier with direct deposit.

Never miss a beat.

Stay in control! Get a push notification every time money comes in or out of your account.

Check and Cash Deposit

Deposit your checks into your Lili account, directly from the app, without ever leaving your home. You can also deposit your cash at more than 90,000 retail locations (RiteAid®, CVS®, Walmart®…) across the US*.

*Up to $1,000 per 24 hours period for a maximum of $9,000 per month. Some locations have lower limits and retailer’s fee may vary ($4.95 max). Note that Lili doesn’t charge any fee for the transaction.

Mobile payments

Add your Lili card to your phone and leave your wallet at home!

The perfect fit for your digital pro tool kit

If you deposit your earnings from online platforms and payment apps into your Lili account, you get your money up to 2 days earlier.

Free Cash Withdrawals

Don’t want to pay for your own money? You shouldn’t have to! Lili doesn’t charge withdrawal fees from more than 38,000 ATMs across the US and Puerto Rico. Find the one closest to you in our Free ATM locator in the Lili app.

Rated 4.8 out of 5 by our customers.

I love this banking app better than chime

This app is absolutely love this bank and wouldn’t switch to another one EVER!!!

- khlonfell

my favorite bank

ive never liked a bank before, bug lili changed that, i get notifications on every purchase and it’s easy to keep track of expenses from there. direct deposit is great and connects well with my other accounts

- Dr. Grova


Wow this system runs smoothly I very much like the way it’s formatted.

- Fritzzyyboi

2day pay

Love this app 🙏🏽🙏🏽

- screw venimo

Seamless & Well Thoughout

I’ve bounced between a plethora of business accounts being an independent contractor, and after only one day using Lili I’m sold. Tax features, user interface, and the overall banking experience is top notch!

- UrbanBlackd

Love it!

Simple and easy to use! I love I can transfer to and from my personal account, paypal, and venmo!!!

- TheGroovyGhost

I love it

It is perfect everything I ever needed as a small business! Thanks Lili and the customer service is great !

- heart hey

John Blacker

Probably the best online bank out on the marker

- John Blacker

Best App for Freelancing

I love the usability to of Lili! I recommend it to all of my friends with small businesses as freelancers.

-  BeyHivePremium

Kendall Hines

The best mobile bank app there is. O wouldnt trade banks for anything in the world!!!!

- Kendall Hines

TJ Zimmer

Love it for my business, it’s a breeze to connect your ETSY store😉 (MerchantTrade)

- TJ Zimmer

Eric Gurule


- Eric Gurule

Melissa Purvis

Banking with Lili has been an awesome experience. I have learned so much about handling my expense.

- Melissa Purvis


You all have changed the way I do business transitions. Seriously I wouldn’t want to bank with anyone else.

- Spiritual Guru 22

Everything I need & More

I love Lili, so far it’s been everything I need and More for operating a small / new business. It’s made billing easy so I can focus on my clients

- Cosmic_Chrissy

Jonathan Kemmerer

I love this business banking app! Keeps track of business and lifestyle expenses. You can attach photo of receipt for expenses to save for your tax records. This app really does it all.

- Jonathan Kemmerer

Lili is top tier

Awesome App with INCREDIBLY helpful links, insight, and features. (…)I kid you not, this company seems motivated to support the freelancer lifestyle in more ways than one.

- ShaneC/D - App store

Yeah baby!

So far so good. And this app automatically asks if it’s work or life so you can categorize as you go!!!

- dladyqueensidehustle

Easy peasy 👍🏽

Easy sign up. I love how the app categorizes my expenses.

- Mel Media

Highly functional!

Very easy to use the app. The categorization function is a lifesaver for separating personal and business expenses.

- key j

Beautiful Banking

Such an amazing convenient beautifully designed app! Recommended for all small business owners

- Deusic

Great service

Such an amazing convenient beautifully designed app! Recommended for all small business owners

- vitaesmusica


I love this app!! Never a problem ever. I have used all the rest, lili dominates them all!!

- NerdTitan

3 minutes and you're in business!

All you need is your SSN and 3 minutes (yes we timed it).
Creating an account with Lili will NOT affect your credit score.