Lili Referral Program

Update: Effective February 20, 2022, the referral program will be paused, in order to introduce improvements and provide you with a better experience.

Here’s what you need to know:

  • Referrals already in progress (i.e. if your account has been opened but not yet credited) will be honored and eligible customers will receive a credit according to our terms and conditions
  • Any new account opened after February 20, 2022, will not be eligible for the referral rewards

Invite Your Friends

The Lili Referral Program (the “Program”) is a promotional referral program for existing Lili account holders. Lili customers will be compensated for referring potential customers to Lili Bank subject to the terms and conditions stated herein (the “Referral program Terms”). By choosing to participate in Lili’s referral program you agree to all Program Terms.



To be eligible to participate in this program you must be an active Lili account holder in good standing.  Lili has the right to determine if an account is in “good standing” and is eligible for the referral bonus.  Accounts that are suspended or are flagged for insufficient balances or improper use will not be considered eligible to participate in this Referral Program.


Program Terms

Starting 12.16.2021 we have upgraded our referral program: the referred friend and the customer will both get $100 once:


  1. This account receives at least $250.00 in a single qualifying Direct Deposit.  A qualified Direct Deposit is defined as a Payroll Deposit or a payment from a Gig Economy Payer.
  2. The Direct Deposit transaction must be posted and settled to the referred account within 45 calendar days of account opening.
  3. Referee must be a new Lili customer with no current or prior Lili account(s).

If all terms of the Referral Program are met the reward will be paid to each party within five business days after all qualifying transactions have been posted to the account.

Limit: Each Customer may earn no more than $1,000.00 in referral rewards.


Referral Invitations

You may send one invite to each friend you invite. You acknowledge that any efforts to bypass, manipulate or otherwise modify the delivery and accurate presentation of the referral link provided will be considered a violation of these Program Terms resulting in ineligibility to participate in the Program.


Other Program Information

Lili is not responsible for incorrect entries or other failures on the part of referred parties to meet the standards of a Lili account.

Referral bonuses will not be given for referring individuals who already have, or have attempted to open, a Lili account.  If two or more individuals invite the same individual to open a Lili account, Lili will credit the bonus to the account holder whose referral link was received first. This Program is not valid with any other offers and is non-transferrable. The Program is available to U.S. residents only and is void where prohibited. Lili reserves the right to terminate or modify this program and/or these Program Terms at any time at its sole discretion.

Any attempt by an individual to deliberately undermine the operation of the referral program may be found in violation of criminal and/or civil laws.  Lili has all rights to seek damages against individuals as permitted by law.

Except where prohibited by law, as a condition of participating in this program, the participant agrees that any and all disputes connected with this program shall be resolved individually, without resort to any form of class action.

Under no circumstances will the participant be able to claim punitive damages, or any other damages, including attorneys’ fees.  All issues and questions concerning the validity, interpretation and enforceability of this program, or the rights and obligations of either Lili or its account holders will be governed by the laws of the State of New York.

If you would like a copy of these Program Terms, please send a self-addressed stamped envelope to: Lili Banking, 131 Spring Street, New York, NY 10012. Requests received after the end of this program will not be honored.

Lili bank account services are provided by Choice Financial Group, Member FDIC pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa International Service Association.