Lili “End 2020 With A Bang" Program

The Lili “End 2020 With A Bang” program (the “Program”) is a promotional referral program for existing Lili account holders. Lili customers will be compensated for referring potential customers to Lili Bank subject to the terms and conditions stated herein (the “Referral program Terms”). By choosing to participate in the Lili’s referral program you agree to all Program Terms. 


To be eligible to participate in this Program you must be an active Lili account holder in good standing.  Lili has the right to determine if an account is in “good standing” and is eligible for the referral bonus.  Accounts which are suspended or flagged for insufficient balances or improper use will not be considered eligible to participate in this Referral Program.

Program Term:

The “End 2020 With A Bang” program is an additional bonus a customer can earn in conjunction with the “Lili Referral Program”. You will continue to receive the $25 bonus for each eligible referral and can also receive an additional $1,000 bonus if you have 10 successful referrals. 

Rules for both are:

Lili Referral Program:

  1. The referred customer opens a Lili account.
  2. The account has at least $250.00 in debit purchase transactions with the Lili Card (not including P2P payment apps such as Venmo or Cash App).
  3. All transactions must have posted and settled to the account within 45 calendar days of opening the Account. 
  4. Referee must be a new Lili customer with no current or prior Lili account.


End 2020 With A Bang $1,000 Additional Bonus:

  1. All referred customers must open an account before January 31, 2021 at 11:59PM PST.
  2. All required debit card purchases must be posted and settled to the referred customer’s account by March 17th, 2021 at 11:59PM PST.

If the terms of the both Programs are met the reward will be paid within five business days after all qualifying transactions have posted to the account. 

Limit: A Customer may earn no more than $1,250.00 in total referral bonuses.

The value of all referral bonuses awarded may be considered taxable income. Those receiving bonuses will be responsible for any federal or state taxes resulting from receipt of these referral bonuses. Please consult your tax advisor if you have questions about the tax treatment of bonus funds. 

Referral Invitations

You may send one invite to each friend you invite.  You acknowledge that any efforts to bypass, manipulate or otherwise modify the delivery and accurate presentation of the referral link provided will be considered a violation of these Program Terms resulting in  ineligibility to participate in the Program.

Other Program Information

Lili is not responsible for incorrect entries or other failures on the part of referred parties to meet the standards of a Lili account.  Referral bonuses will not be given for referring individuals who already have, or have attempted to open, a Lili account.  If two or more individuals invite the same individual to open a Lili account, Lili will credit the bonus to the account holder whose referral link was received first.

This Program is not valid with any other offers and is non-transferrable. The Program is available to U.S. residents only and is void where prohibited. Lili reserves the right to terminate or modify this Program and/or these Program Terms at any time at its sole discretion.

Any attempt by an individual to deliberately undermine the operation of the referral program may be found in violation of criminal and/or civil laws.  Lili has all rights to seek damages against individuals as permitted by law.

Except where prohibited by law, as a condition of participating in this program, participant agrees that any and all disputes connected with this program shall be resolved individually, without resort to any form of class action. 

Under no circumstances will participant be able to claim punitive damages, or any other damages, including attorneys’ fees.  All issues and questions concerning the validity, interpretation and enforceability of the of this program, or the rights and obligations of either Lili or its account holders will be governed by the laws of the State of New York.

If you would like a copy of these Program Terms, please send a request to: [email protected] Requests received after the end of this program will not be honored.

Lili bank account services are provided by Choice Financial Group, Member FDIC pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa International Service Association.