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Affected by Brex’s SMB exit? Lili is here for you! Learn more >

Banking designed for your business

Checking account, tax optimizer tools and accounting software – all in one app!

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The mobile banking app every business owner needs.

By combining banking with accounting software and technology to optimize tax liability, Lili is designed to save time, money and energy for anyone who runs a business on their own.

Lili's Fee-Free Visa Business Debit Card Visa Business Debit Card
Expense management with Lili Banking Write-Off Tracker
Lili's Tax Tools Tax Bucket
Enjoy cashback rewards when spending with your Lili card at participating merchants Invoicing Software1
Lili's Automatic Savings with 1% APY Automatic Savings1 with 1.00% APY2
Lili's BalanceUp fee-free overdraft Fee-Free Overdraft1

Lili Visa® Business Debit Card.

Accepted anywhere Visa is accepted (so, basically everywhere!). Enjoy fee-free ATM withdrawals at over 38,000 locations and cashback rewards at participating merchants. And, it’s compatible with Apple Pay and Google Pay.

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Lili's No-Fee Visa Business Debit Card

Mobile Banking
Lili offers a checking account for sole proprietors and single-member LLCs, with no minimum balance requirement, no hidden fees, fee-free ATM withdrawals at 38,000+ locations, mobile check deposit, competitive spending limits and a Visa Business Debit card with cashback rewards1.
Tax Optimizer
Track your write-offs with just a swipe and watch your estimated tax savings in real time. Automatically set aside a percentage of your income into a Tax Bucket, download business expense reports every quarter and a pre-filled Schedule C for your business every year.
DIY Accounting
Keep the 4 pillars of your business financial health – what you invoice, what you’re paid, what you spend and what you owe – in the same place. With Lili, you can connect your account with Cash App, Venmo, PayPal and marketplaces so you can get paid up to 2 days earlier via direct deposit3. You can also integrate your Lili account with Quickbooks, Freshbooks and other platforms using Plaid1.
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No minimum balance.
No hidden fees.

Grow your business, shrink your account fees.

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Lili offers a bank account with no fees

Business Cashback Rewards

Earn cashback rewards on everyday purchases when you shop at participating merchants1.

Earn cashback when using your Lili debit card at participating merchants

BalanceUp

We’ve got you covered with no-fee overdraft up to $200 on your Lili debit card purchases1.

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BalanceUp, Lili's no-fee overdraft up to $200

What our customers are saying

"Best app and account for business owners! It has both tax and emergency funds, it's super easy to use and no hidden fees - best account I've ever had!"
Emily Whitaker
Google Play Store review
"I love the freedom that I have with Lili to truly run my business and bank the way that I want to. It has been one of the better decisions of my business!"
Molly
Trustpilot review
"Best online bank for business I have found by far! Customer service 100+ ... Very user friendly. Highly recommend!!!!"
Gina Lombardo
Google Play Store review
"Great banking app for small business owners ... I highly recommend you at least try this app if you have your own business. You won't regret it!"
Richard Karaczewski
Google Play Store review
"Such a great tool for running my business!

I’m so glad I found this app!"
Nicole
Trustpilot review
"Lili has been an absolute gem to use, and after a month of trying nearly every feature...it is still awesome!?!!! ... This is perfect for new startups."
SarahAnn
Google Play Store review
"Own my own small business and this has been the easiest transition for a bank account. Easy categorizing and takes the guess work out of everything."
Jaylen White
Trustpilot review
"Very detailed record keeping per transaction. You know right where you are all year long. Tax time will be a breeze"
Shelli Ehoff
Google Play Store review
"Such an easy way for me to save money and use it wisely for my small business. Love that it keeps track of what I spend towards life and work."
Gabby Peppers
Google Play Store review
"Easy to use. Simplified my receipt and expense tracking down to a swipe."
Christian Rivera
Google Play Store review

Account security you can rely on.

FDIC Insured

All Lili accounts are FDIC insured through our partner bank Choice Financial Group, meaning your deposits are federally protected up to $250,000.
Real-Time

Real-time transaction notifications and smart insights keep you in control of your account, anytime.
Secure

Freeze and unfreeze your card at any time directly from the app. Industry-leading security and encryption.
3 minutes and you’re in business!

Opening a Lili account will have no impact on your credit score.

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Features
Lili Account Tax Optimizer No Account Fees Mobile Banking Visa Debit Card Get Paid Early Automatic Savings BalanceUp Cashback Rewards Invoices
Company
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Resources
Help Center Privacy Policy Terms & Conditions LLC Resources Tax Resources
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Contact Us

Email Our Support Team

Mon – Fri, 9am – 7pm EST

Banking services provided by our partner bank Choice Financial Group Inc. Member FDIC.

1 Available to Lili Pro account holders only, applicable monthly account fee applies. Please refer to our Terms and Conditions for details.

2 The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of January 1st, 2022. No minimum balance required. Must have $0.01 in savings to earn interest.

3 Early access to direct deposit funds depends on the timing of payer’s submission of deposits. Lili will generally post these deposits on the day they are received which can be up to 2 days earlier than the payer’s scheduled payment date.

4 Up to $1,000 per 24 hours period and a maximum of $9,000 per month. Some locations have lower limits and retailer fees may vary ($4.95 max). Note that Lili does not charge transaction fees.

© 2022 Lili App Inc. All Rights Reserved.