Lili account plans

Lili has everything you need to manage your business finances and focus on achieving your goals.

Check out our account plans below and select the right plan for your business.

Lili is a financial technology company, not a bank. Banking
services provided by Choice Financial Group, Member FDIC

Choose the Plan That Works For Your Business

Lili Premium

$35.00 / Month
$35.00 / Month
$0 Minimum Deposit | 30 Day Free Trial

Plan Highlights:

  • Advanced Business Checking Account
  • Metal Visa® Business Pro debit card
    with Cash Back Rewards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $2004
  • 4.15% APY3 on Savings
  • Dedicated Account Specialist
  • Priority Customer Support

 

Premier Priority Service

  • Front of the line experience with priority
    support and a dedicated account specialist

 

Smart Bookkeeping

  • Instantly sort income and expense
    transactions into tax categories
  • Attach receipts to expenses, add notes

 

Financial Reports

  • On-demand reporting including
    profit & loss and cash flow statements

 

Unlimited Invoices and Payments

  • Easily create and send invoices
  • Accept payments instantly
  • Track invoices and send reminders

 

Tax Reports (1065/1120-S/Schedule C)

  • Maximize your tax refund with
    pre-filled business tax forms.
Get Premium
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Recommended

Lili Smart

$20.00 / Month
$20.00 / Month
$0 Minimum Deposit | 30 Day Free Trial

Plan Highlights:

  • Advanced Business Checking Account
  • Visa® Business Pro debit card
    with Cash Back Rewards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $2004
  • 4.15% APY3 on Savings

 

Smart Bookkeeping

  • Instantly sort income and expense
    transactions into tax categories
  • Attach receipts to expenses, add notes

 

Financial Reports

  • On-demand reporting including
    profit & loss and cash flow statements

 

Unlimited Invoices and Payments

  • Easily create and send invoices
  • Accept payments instantly
  • Track invoices and send reminders

 

Tax Reports (1065/1120-S/Schedule C)

  • Maximize your tax refund with
    pre-filled business tax forms.
Get Smart
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Lili Pro

$9.00 / Month
$9.00 / Month
$0 Minimum Deposit | 30 Day Free Trial

Plan Highlights:

  • Advanced Business Checking Account
  • Visa® Business Pro debit card
    with Cash Back Rewards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $2004
  • 4.15% APY3 on Savings

 

Expense Management Tools & Reports

  • Organize your expense transactions
    into tax categories
  • Attach receipts to expenses, add notes
  • Easily generate monthly expense reports
Get Pro
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Lili Basic

$0.00 / Month
$0.00 / Month
$0 Minimum Deposit

Plan Highlights:

  • Business Checking Account
  • Visa® Business debit card
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Savings
Get Basic
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3 steps and you’re in business
Get Started
01
Tell us about yourself

Fill in some basic personal information.

02
Tell us about your business

Share a few details including business type, EIN and industry.

03
Select a plan

Choose the account plan that best fits your business.

Get Started

Contact Us

Email Our Support Team or Call Us

Mon – Friday, 9am – 7pm EST

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Lili is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member  FDIC. The Lili Visa® Business Debit Card is issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A.

Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.

1 Available to Lili Pro, Lili Smart, and Lili Premium account holders only, applicable monthly account fee applies. Please refer to our Terms and Conditions for details.

2 Available to Lili Smart and Lili Premium account holders only, applicable monthly account fee applies. Please refer to our Terms and Conditions for details.

3 The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of September 1, 2023. Must have at least $0.01 in savings to earn interest. The APY applies to balances of up to and including $100,000. Any portions of a balance over $100,000 will not earn interest or have a yield. Available to Lili Pro, Lili Smart, and Lili Premium account holders only.

4 BalanceUp is a discretionary overdraft program for debit card purchases only, offered for Lili Pro, Lili Smart, and Lili Premium Account holders. You must meet eligibility requirements and enroll in the program. Once enrolled, your Account must remain in good standing with a deposit and spending history that meets our discretionary requirements to maintain access to the feature. BalanceUp overdraft limits of $20-$200 are provided at our sole discretion, and may be revoked any time, with or without notice.

5 Early access to ACH transfer funds depends on the timing of payer’s submission of transfers. Lili will generally post these transfers on the day they are received which can be up to 2 days earlier than the payer’s scheduled payment date.

6 Up to $1,000 per 24 hours period and a maximum of $9,000 per month. Some locations have lower limits and retailer fees may vary ($4.95 max). Note that Lili does not charge transaction fees.

7 Lili AI and other reports related to income and expense provided by Lili can be used to assist with your accounting. Final categorization of income and expenses for tax purposes is your responsibility. Lili is not a tax preparer and does not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors regarding your specific situation.

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