Lili account plans

Lili has everything you need to manage your business finances so you can focus on growing your business.

Learn more about our account plans below and select the plan that works for your business.

Get Started
Lili is a financial technology company, not a bank. Banking
services provided by Choice Financial Group, Member FDIC

Choose the plan that works for your business

Lili Premium

$33/mo
$33/mo
Was $55/mo

40% off for 3 months

$0 Minimum Deposit | 30 Day Free Trial

Premier Priority Service

  • Front of the line experience with priority support and a dedicated account specialist

Business Banking

  • Advanced Business Checking Account
  • Lili Visa® Debit Card8 – Metal with Cash Back Rewards
  • Fee-free ATM6 withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Fee-free Overdraft up to $2004
  • 4.15% APY3 on Savings

Accounting Software

  • Income and expenses: Organize your business transactions
  • Bookkeeping automation: Predictive transaction categorization powered by Lili AI
  • Receipt capture: Add receipts and notes to expenses
  • Enhanced reporting: On-demand reports including profit & loss and cash flow statements
  • Invoice and payments: Easily create and send unlimited invoices, track invoices status and send reminders, accept payments instantly
  • Bill management: Auto-scan your bills and pay them instantly

Tax Preparation Software

  • Tax savings: Automatically allocate funds towards tax payments
  • Tax deductions: Instantly sort transactions into tax categories
  • Pre-filled business tax forms: 1065/1120-S/Schedule C
Get Premium
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Recommended

Lili Smart

$21/mo
$21/mo
Was $35/mo

40% off for 3 months

$0 Minimum Deposit | 30 Day Free Trial

Business Banking

  • Advanced Business Checking Account
  • Lili Visa® Debit Card8 with Cash Back Rewards
  • Fee-free ATM6 withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Fee-free Overdraft up to $2004
  • 4.15% APY3 on Savings

Accounting Software

  • Income and expenses: Organize your business transactions
  • Bookkeeping automation: Predictive transaction categorization powered by Lili AI
  • Receipt capture: Add receipts and notes to expenses
  • Enhanced reporting: On-demand reports including profit & loss and cash flow statements
  • Invoice and payments: Easily create and send unlimited invoices, track invoices status and send reminders, accept payments instantly
  • Bill management: Auto-scan your bills and pay them instantly

Tax Preparation Software

  • Tax savings: Automatically allocate funds towards tax payments
  • Tax deductions: Instantly sort transactions into tax categories
  • Pre-filled business tax forms: 1065/1120-S/Schedule C
Get Smart
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Lili Pro

$9/mo
$9/mo
Was $15/mo

40% off for 3 months

$0 Minimum Deposit | 30 Day Free Trial

Business Banking

  • Advanced Business Checking Account
  • Lili Visa® Debit Card8 with Cash Back Rewards
  • Fee-free ATM6 withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $2004
  • 4.15% APY3 on Savings

Expense Management Tools & Reports

  • Organize your expense transactions
    into tax categories
  • Attach receipts to expenses, add notes
  • Easily generate monthly expense reports
Get Pro
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Lili Basic

$0/mo
$0/mo

 

$0 Minimum Deposit

Business Banking

  • Business Checking Account
  • Lili Visa® Debit Card8
  • Fee-free ATM6 withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Savings
Get Basic
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Learn more about what Lili has to offer

Business Banking
A business checking account that includes a Lili Visa® Debit Card and has no hidden fees, no overdraft fees, and no deposit or minimum balance required.
Accounting
Smart bookkeeping, instant transaction categorization, automated reports & insights2. Simplified accounting that clarifies your business’s financial position.
Tax Preparation
Automate tax savings throughout the year and receive auto-generated expense reports and pre-filled tax forms2 to streamline tax preparation.
Invoicing Software
Easily create and send professional and customizable invoices, accept payments instantly, track payments and send reminders2.
3 steps and you’re in business
Get Started
01
Tell us about yourself

Fill in some basic personal information.

02
Tell us about your business

Share a few details including business type, EIN and industry.

03
Select a plan

Choose the account plan that best fits your business.

Contact Us

Email Our Support Team or Call Us

Mon – Friday, 9am – 7pm EST

Features
Business Banking Accounting Tax Preparation Invoicing Software
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Resources
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Lili is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member  FDIC. The Lili Visa® Debit Card is issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A.

Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.

1 Available to Lili Pro, Lili Smart, and Lili Premium account holders only, applicable monthly account fee applies. Please refer to our Terms and Conditions for details.

2 Available to Lili Smart and Lili Premium account holders only, applicable monthly account fee applies. Please refer to our Terms and Conditions for details.

3 The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of September 1, 2023. Must have at least $0.01 in savings to earn interest. The APY applies to balances of up to and including $100,000. Any portions of a balance over $100,000 will not earn interest or have a yield. Available to Lili Pro, Lili Smart, and Lili Premium account holders only.

4 BalanceUp is a discretionary overdraft program for debit card purchases only, offered for Lili Pro, Lili Smart, and Lili Premium Account holders. You must meet eligibility requirements and enroll in the program. Once enrolled, your Account must remain in good standing with a deposit and spending history that meets our discretionary requirements to maintain access to the feature. BalanceUp overdraft limits of $20-$200 are provided at our sole discretion, and may be revoked any time, with or without notice.

5 Early access to ACH transfer funds depends on the timing of payer’s submission of transfers. Lili will generally post these transfers on the day they are received which can be up to 2 days earlier than the payer’s scheduled payment date.

6 Up to $1,000 per 24 hours period and a maximum of $9,000 per month. Some locations have lower limits and retailer fees may vary ($4.95 max). Note that Lili does not charge transaction fees.

7 Lili AI and other reports related to income and expense provided by Lili can be used to assist with your accounting. Final categorization of income and expenses for tax purposes is your responsibility. Lili is not a tax preparer and does not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors regarding your specific situation.

8 Lili does not charge debit card fees related to foreign transactions, in-network ATM usage, or card inactivity, or require a minimum balance. The Lili Visa® debit card is included in all account plans, and remains fee-free with the Lili Basic plan. Applicable monthly account fee applies for the Lili Pro, Lili Smart, and Lili Premium plans. Please refer to our Terms and Conditions for details.

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