A showcase of key features of Lili's banking platform, including Lili's Visa business debit card, as well as primary banking, accounting, invoicing and tax preparation software screens.

One platform for your business finances

With business banking, smart bookkeeping, unlimited invoices & payments, and tax planning tools–you’ll always know where your business stands.

Lili is a financial technology company, not a bank. Banking
services provided by Choice Financial Group, Member FDIC
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4.7 on Trustpilot
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4.7 on Apple Store
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4.4 on Play Store
A bank account that takes care of your business accounting, so you can focus on growing the business you love.

Earn 4.15% APY from
your savings, and
boost your bottom line

Maximize your savings with a high-yield savings account that enables you to automate a set daily amount to transfer from your business checking account.

Earn 4.15% APY on savings account balances up to and including $100,0003.

Business Banking

A business checking account that you open in minutes, so you can focus on what’s next.

No hidden fees, no overdraft fees, and no minimum deposit or balance required. Seamlessly send and receive money using Standard and Express ACH, or by integrating payment apps or external bank accounts. Receive domestic wire transfers fee-free and without limits on the amount or number of transfers. And grow your balance with a savings account that earns you 4.15% APY3.

Lili is a financial technology company, not a bank. Banking
services provided by Choice Financial Group, Member FDIC
Lili customers shown using the Lili banking platform, with highlighted features displayed in the background ($0 minimum balance, fee-free overdraft, and 2.0% APY)

Multi-User Access

With joint account access and a debit card for each owner, you get the shared financial control that you need to run your business.

When each business owner has access to your Lili account, financial management tasks can be distributed equally and handled more efficiently. And having a debit card for each business owner enhances real-time control over transactions and eliminates the risk of bookkeeping discrepancies.


Powerful accounting software that makes it easy to keep your books up to date.

Instantly categorize transactions to streamline your bookkeeping. Access auto-generated financial reports including expense, profit & loss and cash flow statements2, and gain access to insights that provide you with an in-depth understanding of the financial status of your business.

Streamline your
business operations
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"A lot of small business owners don't have the ability to have a personal banker, but [with Lili] you have one in your pocket."
Momodou N’jie
Founder & Partner, Mo Partners
"Lili is so helpful for running a small business. They take tasks and simplify them."
Noa West
Owner, NOA
"I love Lili. It helps me do my invoicing, my taxes, income reports...it saves me so much time."
Dr. Connell Wise
Founder, Connell Wise & Associates
"Lili makes a big difference–it helps me separate my personal & business accounts, prepare business expenses, save for taxes."
Lisa Pavlova
Owner, Lisa Pavlova Photography
"I honestly feel like Lili truly cares about my success as a small business owner."
Hannah van Woert
Creative Director & Branding Expert

Account Security You Can Rely On

Bank account insurance icon
FDIC Insured

All Lili accounts are insured up to $250,000 through our partner bank Choice Financial Group, Member FDIC.

Account control icon
Constant Control

Receive transaction alerts in real-time, access your Lili account from mobile or desktop anytime and instantly freeze your card from your Lili account.

Account security icon

Your Lili business account and debit card are protected by industry-leading encryption software and security protocols, including fraud monitoring and multi-factor authentication.