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Work/life balance in one account.

Banking made simple for freelancers and small business owners alike, with no account fees and no minimum balance requirement.

Expense Management

Categorize your expenses from the Lili mobile banking app on the go and in real-time, with a quick swipe on your Lili app. Keep your finances organized and avoid a headache come tax season.

Lili offers a free expense tracker that enables you to track and categorize business and personal expenses

Receive payments

Connect your Cash App, Venmo or PayPal account to your Lili account and receive payment right away

Payment apps

Connect a payment app to your Lili account and you’ll be able to transfer money to your Lili account in a matter of seconds! You can avoid inconvenient transfer delays and start managing your money from your Lili account right after collecting payment.

Set up direct deposit and deposit your earnings in your Lili account up to 2 days early

Online platforms

When you deposit your earnings from online platforms into your Lili account, you get your money up to 2 days earlier. Whether you’re running an online store on Shopify or driving for Uber, make sure you get paid early by setting up direct deposit to your Lili account.

Link your other accounts to your Lili account

Easily and safely connect your Lili account to an external bank account. Whether you want to receive money or send money to an external bank account, you can do so right from within your Lili mobile banking app.

Link your Lili account to your other bank accounts and be able to receive and send money easily and safely from with your Lili mobile banking app

Overdraft up to $200

Not only do we not charge you a penalty fee when you’re already in a tough spot (that wouldn’t make any sense!) but we cover any overdraft on your Visa Business Debit Card up to $2001. Terms and conditions apply.

Fee-Free Overdraft Protection with BalanceUp by Lili

Always know where you stand.

Do you spend too much on coffee? Not only can you track how much money your business is bringing in with the Lili mobile banking app, but you can also get insights into your spending habits.

With a Lili account, you can easily track your earnings and expenses, and even get insights into your spending habits

Never miss a beat.

Stay in control! Get a push notification every time money comes in or out of your account. Keeping track of your business has never been easier.

Receive push notifications about every transaction from your Lili account

Free Cash Withdrawals

Don’t want to pay for your own money? You shouldn’t have to! Lili doesn’t charge withdrawal fees from over 38,000 ATMs across the US. Find the one closest to you in our Free ATM locator in the Lili mobile banking app.

You can withdraw money from your Lili account at any of our partner no-fee ATMs near you!

Frequently Asked Questions

Here’s everything you need to know about Lili’s checking account

How can I add money to my Lili account?
Can I add a DBA to my Lili account?
How do I link my Lili account to my other bank account?
Is my Lili account FDIC insured?
How do I pay my bills from my Lili account?
Will I receive monthly statements for my Lili account?

3 minutes and you’re in business!

Opening a Lili account will have no impact on your credit score.