Fee-free overdraft up to $200 on your debit card purchases*. Because we’ve got your back.

*Available for Lili Pro customers only. Eligibility requirements apply.
BalanceUp, Overdraft Protection with No Fees

Overdraft up to $200

Not only do we not charge you a penalty fee when you’re already in a tough spot (that wouldn’t make any sense!) but we cover any overdraft on your Visa Business Debit Card up to $200. Terms and conditions apply.

Fee-Free Overdraft Protection with BalanceUp by Lili

How it works

When a purchase exceeds your balance, Lili covers the difference up to $200

We’ll send you a notification to let you know that we covered your purchase

We’ll apply your next paycheck deposited into your Lili account to cover your negative balance

Frequently Asked Questions

Here’s everything you need to know about BalanceUp, Lili’s fee-free overdraft

Can I overdraw my Lili account?
Is there a fee for using BalanceUp?
How do I apply for BalanceUp?
What types of purchases can I make using BalanceUp?

Get started in 3 minutes

All you need is your SSN and 3 minutes! Creating an account with Lili will NOT affect your credit score.