A showcase of key features of Lili's banking platform, including Lili's Visa business debit card, as well as primary banking, accounting, invoicing and tax preparation software screens.

Banking designed for your business

With smart bookkeeping, unlimited invoices & payments, financial reports and tax planning tools–you’ll always know where your business stands.

Get Started

Lili is a technology company and not a bank. Banking services are provided by Choice Financial Group, Member FDIC. The
Lili Visa® Business Debit Card is issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A.

4.7 on Trustpilot

4.7 on Apple Store

4.4 on Play Store

Business Banking

A business checking account that includes a Visa® business debit card and has no hidden fees, no overdraft fees, and no deposit or minimum balance required.

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Accounting

Smart bookkeeping, instant transaction categorization, automated reports & insights². Simplified accounting that clarifies your business’s financial position.

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Invoicing Software

Easily create and send professional and customizable invoices, accept payments instantly, track payments and send reminders².

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Tax Preparation

Automate tax savings throughout the year and receive auto-generated expense reports and pre-filled tax forms² to streamline tax preparation.

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One platform to manage all your business finances.

Business Banking

A business checking account that you open in minutes, so you can focus on what’s next.

No hidden fees, no overdraft fees, and no minimum deposit or balance required. Seamlessly send and receive money using Standard and Express ACH, or by integrating payment apps or external bank accounts. And grow your balance with a savings account that earns you 2.0% APY³.

Lili is a technology company and not a bank. Banking services are provided by Choice Financial Group, Member FDIC.

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Lili customers shown using the Lili banking platform, with highlighted features displayed in the background ($0 minimum balance, fee-free overdraft, and 2.0% APY)

Accounting

Powerful accounting software that makes it easy to keep your books up to date.

Instantly categorize transactions to streamline your bookkeeping. Access auto-generated financial reports including expense, profit & loss and cash flow statements², and gain access to insights that provide you with an in-depth understanding of the financial status of your business.

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Easy integration
with external apps

"A lot of small business owners don't have the ability to have a personal banker, but [with Lili] you have one in your pocket."

Momodou N’jie
Founder & Partner, Mo Partners

"Lili is so helpful for running a small business. They take tasks and simplify them."

Noa West
Owner, NOA

"I love Lili. It helps me do my invoicing, my taxes, income reports...it saves me so much time."

Dr. Connell Wise
Founder, Connell Wise & Associates

"Lili makes a big difference–it helps me separate my personal & business accounts, prepare business expenses, save for taxes."

Lisa Pavlova
Owner, Lisa Pavlova Photography

"I honestly feel like Lili truly cares about my success as a small business owner."

Hannah van Woert
Creative Director & Branding Expert

Account Security You Can Rely On

FDIC Insured

All Lili accounts are insured up to $250,000 through our partner bank Choice Financial Group, Member FDIC.

Constant Control

Receive transaction alerts in real-time, access your Lili account from mobile or desktop anytime and instantly freeze your card from your Lili account.

Secure

Your Lili business account and debit card are protected by industry-leading encryption software and security protocols, including fraud monitoring and multi-factor authentication.

Support for your growing business

Lili Academy

Helpful videos and guides that walk you through all aspects of running and growing a small business.

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Business Resources

Free tools, downloadable resources and long-form guides covering taxes, accounting
and invoicing.

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Blog

Informative articles that answer common questions about banking, accounting, invoicing, taxes, and running a business.

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Help Center

Lili product guides and
answers to the most commonly asked questions about using the Lili platform.

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3 steps and you’re in business

Get Started

Tell us about yourself

Fill in some basic personal information.

Tell us about your business

Share a few details including business type, EIN and industry.

Select a plan

Choose the account plan that best fits your business.

Get Started

Contact Us

Email Our Support Team or Call Us

Mon – Friday, 9am – 7pm EST

Features

About Lili

Learn

Resources

Lili is a technology company and not a bank. Banking services are provided by Choice Financial Group, Member FDIC. The Lili Visa® Business Debit Card is issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A.

¹ Available to Lili Pro, Lili Smart, and Lili Premium account holders only, applicable monthly account fee applies. Please refer to our Terms and Conditions for details.

² Available to Lili Smart and Lili Premium account holders only, applicable monthly account fee applies. Please refer to our Terms and Conditions for details.

³ The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of March 28, 2023. No minimum balance required. Must have $0.01 in savings to earn interest. Available to Lili Pro, Lili Smart, and Lili Premium account holders only.

⁴BalanceUp is a discretionary overdraft program for debit card purchases only, offered for Lili Pro, Lili Smart, and Lili Premium Account holders. You must meet eligibility requirements and enroll in the program. Once enrolled, your Account must remain in good standing with a deposit and spending history that meets our discretionary requirements to maintain access to the feature. BalanceUp overdraft limits of $20-$200 are provided at our sole discretion, and may be revoked any time, with or without notice.

⁵ Early access to ACH transfer funds depends on the timing of payer’s submission of transfers. Lili will generally post these transfers on the day they are received which can be up to 2 days earlier than the payer’s scheduled payment date.

⁶ Up to $1,000 per 24 hours period and a maximum of $9,000 per month. Some locations have lower limits and retailer fees may vary ($4.95 max). Note that Lili does not charge transaction fees.