Banking designed for your business

Checking account, tax optimizer tools and accounting software – all in one app!

The mobile banking app every business owner needs.

By combining banking with accounting software and technology to optimize tax liability, Lili is designed to save time, money and energy for anyone who runs a business on their own.

Lili Visa® Business Debit Card.

Accepted anywhere Visa is accepted (so, basically everywhere!). Enjoy fee-free ATM withdrawals at over 38,000 locations and cashback rewards at participating merchants. And, it’s compatible with Apple Pay and Google Pay.

Lili's No-Fee Visa Business Debit Card

Mobile Banking
Lili offers a checking account for sole proprietors and single-member LLCs, with no minimum balance requirement, no hidden fees, fee-free ATM withdrawals at 38,000+ locations, mobile check deposit, competitive spending limits and a Visa Business Debit card with cashback rewards1.
Tax Optimizer
Track your write-offs with just a swipe and watch your estimated tax savings in real time. Automatically set aside a percentage of your income into a Tax Bucket, download business expense reports every quarter and a pre-filled Schedule C for your business every year.
DIY Accounting
Keep the 4 pillars of your business financial health – what you invoice, what you’re paid, what you spend and what you owe – in the same place. With Lili, you can connect your account with Cash App, Venmo, PayPal and marketplaces so you can get paid up to 2 days earlier via direct deposit3. You can also integrate your Lili account with Quickbooks, Freshbooks and other platforms using Plaid1.

No minimum balance.
No hidden fees.

Grow your business, shrink your account fees.

Lili offers a bank account with no fees

Business Cashback Rewards

Earn cashback rewards on everyday purchases when you shop at participating merchants1.

Earn cashback when using your Lili debit card at participating merchants


We’ve got you covered with no-fee overdraft up to $200 on your Lili debit card purchases1.

BalanceUp, Lili's no-fee overdraft up to $200

App Center

Connect all of your business solutions to Lili to get your money faster and bridge the gaps in your accounting.


What our customers are saying

"Best app and account for business owners! It has both tax and emergency funds, it's super easy to use and no hidden fees - best account I've ever had!"
Emily Whitaker
Google Play Store review
"I love the freedom that I have with Lili to truly run my business and bank the way that I want to. It has been one of the better decisions of my business!"
Trustpilot review
"Best online bank for business I have found by far! Customer service 100+ ... Very user friendly. Highly recommend!!!!"
Gina Lombardo
Google Play Store review
"Great banking app for small business owners ... I highly recommend you at least try this app if you have your own business. You won't regret it!"
Richard Karaczewski
Google Play Store review
"Such a great tool for running my business!

I’m so glad I found this app!"
Trustpilot review
"Lili has been an absolute gem to use, and after a month of trying nearly every feature...it is still awesome!?!!! ... This is perfect for new startups."
Google Play Store review
"Own my own small business and this has been the easiest transition for a bank account. Easy categorizing and takes the guess work out of everything."
Jaylen White
Trustpilot review
"Very detailed record keeping per transaction. You know right where you are all year long. Tax time will be a breeze"
Shelli Ehoff
Google Play Store review
"Such an easy way for me to save money and use it wisely for my small business. Love that it keeps track of what I spend towards life and work."
Gabby Peppers
Google Play Store review
"Easy to use. Simplified my receipt and expense tracking down to a swipe."
Christian Rivera
Google Play Store review

Account security you can rely on.

FDIC Insured

All Lili accounts are FDIC insured through our partner bank Choice Financial Group, meaning your deposits are federally protected up to $250,000.


Real-time transaction notifications and smart insights keep you in control of your account, anytime.


Freeze and unfreeze your card at any time directly from the app. Industry-leading security and encryption.