Banking designed for freelancers

Checking account, taxes, invoices, savings, expense reports – all in one app!

Lili Banking, the mobile banking app designed for freelancers and small business owners

The only app a freelancer needs.

Banking services, tax tools, and business solutions designed to save you time and money.

Lili Visa® business debit card.

Your Lili card can be used anywhere Visa is accepted (so, basically everywhere!) Fee-free ATM withdrawals at over 38,000 locations and cash back rewards at participating merchants.

Lili's No-Fee Visa Business Debit Card

Get Paid Early.

When you’re paid via direct deposit, your money is available in your Lili account up to 2 days earlier* than if you were banking with a traditional bank.

Get paid early by setting up direct deposit with Lili

No minimum balance.
No hidden fees.

Grow your account balance, not your bank’s.

Lili offers banking with no fees

Lili's Signature Business Tools

Expense Management
Sort and categorize your expenses conveniently from your Lili mobile banking app. Don’t miss out on another deduction because of a lost receipt or a forgetful brain!
Tax Bucket
Every time you get paid, set aside a percentage of your choosing to make sure you always save enough for your taxes
Create unlimited invoices in a matter of minutes. Send, edit, (resend), file, organize – manage it all from the within Lili mobile banking app.
Optimize your Tax Refund
Never miss a tax write-off again! Lili sends you a quarterly business expense report to help you maximize your deductions and make filing your taxes that much easier!
With a Lili account, you can easily track your earnings and expenses, and even get insights into your spending habits


We’ve got you covered with no-fee overdraft up to $200 on your Lili debit card purchases.

BalanceUp, Lili's no-fee overdraft up to $200

"This is the best banking option for freelancers HANDS DOWN!!!"
Jennifer Hensley
"Lili is like a breath of fresh air."
Mr. De'Bey
"No BS, your bank deserves a reward!"
Michelle Phelps
"I wish I had known about this earlier. It will make tax time so much easier."

Peace of mind


Freeze and unfreeze your card at any time directly from the app. Industry-leading security and encryption.


Real-time transaction notifications and smart insights keep you in control.

FDIC Insured

Lili bank accounts are FDIC insured through our partner bank Choice Financial Group, so you know your money is always safe with us.

Get started in 3 minutes

All you need is your SSN and 3 minutes! Creating an account with Lili

will NOT affect your credit score.