Banking designed for your business

Checking account, tax optimizer tools and accounting software – all in one app!

The mobile banking app every business owner needs.

By combining banking with accounting software and technology to optimize tax liability, Lili is designed to save time, money and energy for anyone who runs a business on their own.

Lili Visa® Business Debit Card.

Accepted anywhere Visa is accepted (so, basically everywhere!). Enjoy fee-free ATM withdrawals at over 38,000 locations and cashback rewards at participating merchants. And, it’s compatible with Apple Pay and Google Pay.

Lili's No-Fee Visa Business Debit Card

Mobile Banking
Lili offers a checking account for sole proprietors and single-member LLCs, with no minimum balance requirement, no hidden fees, fee-free ATM withdrawals at 38,000+ locations, mobile check deposit, competitive spending limits and a Visa Business Debit card with cashback rewards1.
Tax Optimizer
Track your write-offs with just a swipe and watch your estimated tax savings in real time. Automatically set aside a percentage of your income into a Tax Bucket, download business expense reports every quarter and a pre-filled Schedule C for your business every year.
DIY Accounting
Keep the 4 pillars of your business financial health – what you invoice, what you’re paid, what you spend and what you owe – in the same place. With Lili, you can connect your account with Cash App, Venmo, PayPal and marketplaces so you can get paid up to 2 days earlier via direct deposit3. You can also integrate your Lili account with Quickbooks, Freshbooks and other platforms using Plaid1.

No minimum balance.
No hidden fees.

Grow your business, shrink your account fees.

Lili offers a bank account with no fees

Business Cashback Rewards

Earn cashback rewards on everyday purchases when you shop at participating merchants1.

Earn cashback when using your Lili debit card at participating merchants


We’ve got you covered with no-fee overdraft up to $200 on your Lili debit card purchases1.

BalanceUp, Lili's no-fee overdraft up to $200

What our customers are saying

"It’s my first year in business full time and Lili has really helped me keep things organized!"
App Store review
"Very secure and professional banking services. Would recommend for anyone. Great for freelancers."
Play Store review
"I love Lili! This app makes it insanely easy to track and record your personal and business expenses!"
App Store review
"Absolutely the best banking experience I've ever encountered. I cannot say how much I love this as a freelancer!!! "
App Store review
"Simple and Seamless, easy to use banking app perfect for freelancers. Love it!! Cannot recommend Lili mobile banking enough!!"
Play Store review
"The best financial decision I’ve ever made! This is perfect for freelancers and independent contractors!"
Play Store Review
"I can’t put into words…how amazing Lili is."
Play Store review
"Man, where has this app been?
It’s a real life save if you’re an independent contractor!"
App Store review
"If banks could hug....🤗 I wouldn't let go!!!!!"
Play Store review

Account security you can rely on.


Freeze and unfreeze your card at any time directly from the app. Industry-leading security and encryption.


Real-time transaction notifications and smart insights keep you in control.

FDIC Insured

Lili bank accounts are FDIC insured through our partner bank Choice Financial Group, so you know your money is always safe with us.

3 minutes and you’re in business!

Opening a Lili account will have no impact on your credit score.