A showcase of key features of Lili's banking platform, including Lili's Visa business debit card, as well as primary banking, accounting, invoicing and tax preparation software screens.

One platform for your business finances

With business banking, smart bookkeeping, unlimited invoices & payments, and tax planning tools–you’ll always know where your business stands.

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Lili is a financial technology company, not a bank. Banking
services provided by Choice Financial Group, Member FDIC
Business Banking
A business checking account that includes a Visa® business debit card and has no hidden fees, no overdraft fees, and no deposit or minimum balance required.
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Accounting
Smart bookkeeping, instant transaction categorization, automated reports & insights2. Simplified accounting that clarifies your business’s financial position.
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Tax Preparation
Automate tax savings throughout the year and receive auto-generated expense reports and pre-filled tax forms2 to streamline tax preparation.
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Invoicing Software
Easily create and send professional and customizable invoices, accept payments instantly, track payments and send reminders2.
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A bank account that takes care of your business accounting, so you can focus on growing the business you love.

Business Banking

A business checking account that you open in minutes, so you can focus on what’s next.

No hidden fees, no overdraft fees, and no minimum deposit or balance required. Seamlessly send and receive money using Standard and Express ACH, or by integrating payment apps or external bank accounts. Receive domestic wire transfers fee-free and without limits on the amount or number of transfers. And grow your balance with a savings account that earns you 4.15% APY3.

Lili is a financial technology company, not a bank. Banking
services provided by Choice Financial Group, Member FDIC
Learn more
Lili customers shown using the Lili banking platform, with highlighted features displayed in the background ($0 minimum balance, multi-user access, and 4.15% APY)

Accounting

Powerful accounting software that makes it easy to keep your books up to date.

Instantly categorize transactions to streamline your bookkeeping. Access auto-generated financial reports including expense, profit & loss and cash flow statements2, and gain access to insights that provide you with an in-depth understanding of the financial status of your business.

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Streamline business operations
with seamless integration
Shopify logo Quickbooks logo

Join over 100K small businesses who have chosen Lili

Excellent
4.7 TrustScore
Great for small businesses!
I love how easy it is to categorize my expenses. It makes the task of financial management less intimidating.
K. Wilson
Lili makes it easy
Lili makes running a business less of a hassle. One less thing to worry about when you are always trying to be organized.
S. Fields
Great bank for entrepreneurs
Have not had any issues so far and I’ve had my account for 3 years. Customer service is great as well. App works great. Amazing bank for entrepreneurs.
D. Rosenblum
Everything in one place
I love that I can categorize my income & charges, add receipts, get quarterly & annual reports, and prepare a schedule c form, all in one place. I have more time doing what I love for my business and less time on the books.
P. Sharkey
"Lili is so helpful for running a small business. They take tasks and simplify them."
Noa West
Owner, NOA
"A lot of small business owners don't have the ability to have a personal banker, but [with Lili] you have one in your pocket."
Momodou N’jie
Founder & Partner, Mo Partners
"Lili makes a big difference–it helps me separate my personal & business accounts, prepare business expenses, save for taxes."
Lisa Pavlova
Owner, Lisa Pavlova Photography
"I love Lili. It helps me do my invoicing, my taxes, income reports...it saves me so much time."
Dr. Connell Wise
Founder, Connell Wise & Associates
"I honestly feel like Lili truly cares about my success as a small business owner."
Hannah van Woert
Creative Director & Branding Expert

Account Security You Can Rely On

FDIC Insured

All Lili accounts are insured up to $250,000 through our partner bank Choice Financial Group, Member FDIC.
Constant Control

Receive transaction alerts in real-time, access your Lili account from mobile or desktop anytime and instantly freeze your card from your Lili account.
Secure

Your Lili business account and debit card are protected by industry-leading encryption software and security protocols, including fraud monitoring and multi-factor authentication.

Support for your growing business

Lili Academy
Helpful videos and guides that walk you through all aspects of running and growing a small business.
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Business Resources
Free tools, downloadable resources and long-form guides covering taxes, accounting
and invoicing.
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Blog
Informative articles that answer common questions about banking, accounting, invoicing, taxes, and running a business.
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Help Center
Lili product guides and
answers to the most commonly asked questions about using the Lili platform.
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3 steps and you’re in business
Get Started
01
Tell us about yourself

Fill in some basic personal information.

02
Tell us about your business

Share a few details including business type, EIN and industry.

03
Select a plan

Choose the account plan that best fits your business.

Get Started

Contact Us

Email Our Support Team or Call Us

Mon – Friday, 9am – 7pm EST

Features
Business Banking Accounting Tax Preparation Invoicing Software
About Lili
Our Mission Plans Lili Premium Press Careers
Learn
Help Center FAQs Privacy Policy Terms & Conditions Terms of Use Visa SavingsEdge Terms
Resources
Accounting Hub Guide to LLCs Tax Hub Blog Lili Academy

Lili is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member  FDIC. The Lili Visa® Business Debit Card is issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A.

Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.

1 Available to Lili Pro, Lili Smart, and Lili Premium account holders only, applicable monthly account fee applies. Please refer to our Terms and Conditions for details.

2 Available to Lili Smart and Lili Premium account holders only, applicable monthly account fee applies. Please refer to our Terms and Conditions for details.

3 The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of September 1, 2023. Must have at least $0.01 in savings to earn interest. The APY applies to balances of up to and including $100,000. Any portions of a balance over $100,000 will not earn interest or have a yield. Available to Lili Pro, Lili Smart, and Lili Premium account holders only.

4 BalanceUp is a discretionary overdraft program for debit card purchases only, offered for Lili Pro, Lili Smart, and Lili Premium Account holders. You must meet eligibility requirements and enroll in the program. Once enrolled, your Account must remain in good standing with a deposit and spending history that meets our discretionary requirements to maintain access to the feature. BalanceUp overdraft limits of $20-$200 are provided at our sole discretion, and may be revoked any time, with or without notice.

5 Early access to ACH transfer funds depends on the timing of payer’s submission of transfers. Lili will generally post these transfers on the day they are received which can be up to 2 days earlier than the payer’s scheduled payment date.

6 Up to $1,000 per 24 hours period and a maximum of $9,000 per month. Some locations have lower limits and retailer fees may vary ($4.95 max). Note that Lili does not charge transaction fees.

7 Lili AI and other reports related to income and expense provided by Lili can be used to assist with your accounting. Final categorization of income and expenses for tax purposes is your responsibility. Lili is not a tax preparer and does not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors regarding your specific situation.

8 Lili does not charge debit card fees related to foreign transactions, overdraft, in-network ATM usage, or card inactivity, or require a minimum balance. The Lili Visa® Business debit card is included in all account plans, and remains fee-free with the Lili Basic plan. Applicable monthly account fee applies for the Lili Pro, Lili Smart, and Lili Premium plans. Please refer to our Terms and Conditions for details.

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