Get paid early.

Get paid early with Direct Deposit!
Receive your money up to 2 days early from online marketplaces and payment apps.


Designed for freelancers like you.

Rated 4.8 out of 5 by our customers.

I wish I had known about this earlier

This card is a lifesaver. It will make tax time so much easier.

- mandymusic76 - App store

So far they’re amazing! Ok, beyond amazing.

Its time to close my other banking accounts because I’ve finally found my Banking Home!

- Brandon Milton - Google Play

So far this is an excellent experience.

I’ve always been unsatisfied with freelance accounting but Lili may have just fixed that.

- David Rahrer - Google Play

Lili is top tier

Awesome App with INCREDIBLY helpful links, insight, and features. (…)I kid you not, this company seems motivated to support the freelancer lifestyle in more ways than one.

- ShaneC/D - App store

All in one banking app.

Banking, expense management and other tax-saving tools designed to save you time and money.

Free checking account

Free checking account

Visa business debit card

Financial insights

Financial insights

Expense management

Tax Bucket

Tax sheets

Expense Reports

No account fees

Keep your money, no account fees!

The best bank account for freelancers with no account fees, no overdraft fees, no foreign transaction fees, no deposit required and no ATM fee at 38,000+ location across the US.

Get paid earlier.

When you’re paid via direct deposit, your money is available in your Lili account up to 2 days earlier* than if you were banking with a traditional bank.

*Early access to direct deposit funds depends on the timing of payer’s submission of deposits. Lili will generally post these deposits on the day they are received which can be up to 2 days earlier than the payer’s scheduled payment date.

Track your expenses in real time, reduce your taxes.

Sort and categorize your expenses on the go and in real-time, directly from your mobile account.

Keep your mind at ease.


Freeze and unfreeze your card at any time directly from the app. Industry-leading security and encryption.


Real-time transaction notifications and smart insights keep you in control.

FDIC Insured

Lili bank accounts are FDIC insured through our partner bank Choice Financial Group, so you know your money is always safe with us.

Your card, your way.

A mobile experience designed to empower self-made workers like you. In less than 3 minutes, you can have Lili in your corner.